DKR & Associates
Insurance Services

Better Coverage, Better Rates, Better Service.

Exceptional Insurance Solutions Delivered.

Our mission is to provide the best services available to our clients.

Who we are?
DKR & Associates Insurance Services was founded in 2004. Our mission is to provide the best services available to our clients. Our president has a long history of experience tied to the retail insurance industry. We know what you expect from a broker by experience.

Why should you use us?
Simply put, Service. Not the kind of "service" you see written in a brochure, or claimed by many. We return your calls or emails within 24 hours or less. We have the answers and we can solve your problem, now! 
It's our quest to prove our outstanding service to our clients every day!

What can you expect?
You can expect fast turn-around, because that's what we do. You can expect personal attention to every risk, because that's what we give. You can expect professional service, because that is what we provide.

How do you do business with us?
We are very easy to do business with. We have no minimum account requirements. No matter how small or large your business is, we can help. Our turn-around time for a quote is usually 24 hours, not weeks.

To get started right away, please call us at 800.331.3001, or email us at





Kimberly Stamm
Broker / President

7668 El Camino Real, Suite 104
Carlsbad, CA 92009


Areas of Practice


General liability insurance can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.


Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability claims could include medical bills, legal fees and more if a guest is injured on your property


Accidents, illnesses, lawsuits… If you're in business, you're exposed. While the number of risks you're exposed to is almost unlimited, you might only need a few basic coverages to start.


The needs of every home owner are different and your policy should reflect that. I can find you the right homeowners coverage from family homes, condos, mobile homes and renters insurance.

Auto Liability

I will be happy to explain coverages and go over anything that you may have questions about. I want to make sure that your auto insurance policy fits your exact needs.

Specialty Lines

Specialty lines is the coverage you need for your toys such as boats, recreational vehicles, and motorcycles. Whether for “pleasure use” or “permanent”, or just living the good life, I will get you the coverage that can make the difference when something happens.

We have worked with DKR & Associates Insurance Services for many years now. They have become a part of our team, not just brokers. The outstanding service DKR provides allows us to focus on our customers and business while leaving the insurance aspect to the experts.
— Matt Clay, Managing Partner | Del Mar Golf Center


Let's Chat.

Use the form below to contact us regarding your insurance enquiry. You may also email or call us to make an appointment.

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