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BETTER COVERAGE, BETTER RATES, BETTER SERVICE.

Areas of Service

When it comes to your business, DKR is your Business Partner

to rely on for assessing the risk you may face as a business owner.

We have a team that has a special emphasis on all things Construction related.  From construction liability to builders risk to inland marine to workers comp and

so much more. We have even partnered with a company that provides payroll

and HR services so you can focus on your business in other areas.  

 

As an added service so that you are only dealing with one advisor,

we also take on writing your auto, home and umbrella needs.

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GENERAL

General liability insurance can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

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PERSONAL

Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. 

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PROFESSIONAL

Accidents, illnesses, lawsuits… If you're in business, you're exposed. While the number of risks you're exposed to is almost unlimited, you might only need a few basic coverages to start.

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HOMEOWNERS

The needs of every home owner are different and your policy should reflect that. I can find you the right homeowners coverage from family homes, condos, mobile homes and renters insurance.

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COMMERCIAL & PERSONAL AUTO LIABILITY

We are happy to explain coverages and go over anything that you may have questions about. I want to make sure that your Commercial and Personal auto insurance policy fits your exact needs.

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SPECIALTY LINES

This is coverage you need for your toys such as boats, recreational vehicles, and motorcycles. Whether for “pleasure use” or “permanent”, or just living the good life, get coverage that can make the difference when something happens.

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BONDS

A bond issuer might use bond insurance to guarantee the repayment of the principal and all associated interest payments to the bondholders in the event of default.

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WORKERS COMPENSATION

Small business owners can stay in compliance with the law and protect their company and employees against losses from work-related injury or illness. Workers' compensation costs can vary based on myriad factors, so we work to create insurance solutions that fit your needs.

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UMBRELLA

This type of insurance policy is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future.

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EXCESS LIABILITY

This is extra protection for your business by providing higher limits once the limits on your underlying policies have been reached. Policyholders can also match the standard terms and conditions of their primary and excess policies to ensure that there are no coverage gaps.

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INLAND MARINE

Inland marine insurance covers Cargo (products, materials, etc either you own personally or by 3rd party), as well as Equipment and tools while on the jobsite or stored elsewhere. Products, materials and equipment when transported over land—e.g., via truck or train—or while temporarily warehoused by a third party.

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